Home Loans and Mortgages First-time home buyer program Loans with no PMI Modular and manufactured homes Log Homes Lot/home site loans Home Renovation Loans Financing available on second homes Fixed Rate Construction Loans Competitive fixed an adjustable rates

1 Buying a Home 1 8 What to expect 1_8 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Purchase/Expectations 9 Budgeting 1_9 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Purchase/BudgetWorksheet1 32 Shop for a home 1_32 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Purchase/ShopForHome 10 Products and Rates 1_10 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Purchase/Products 11 The Mortgage Process 1_11 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Purchase/MortgageProcess 12 Apply for a Mortgage 1_12 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Main/Login.asp?EVENT=SHOW_CREATE_LOGIN 2 Building a Home 2 13 Things to consider 2_13 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Purchase/consider 14 Products and Rates 2_14 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Purchase/Products 15 The Mortgage Process 2_15 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Purchase/MortgageProcess 16 Apply for a Mortgage 2_16 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Main/Login.asp?EVENT=SHOW_CREATE_LOGIN 3 Refinancing 3 17 Reasons to Refinance 3_17 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Refinance/Refinance 18 Calculators to help 3_18 https://www2.countrymortgages.com/carolinafarmcredit/LoanCounselor/LoanCounselor.asp 19 Products and Rates 3_19 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Purchase/Products 20 Apply for a Mortgage 3_20 https://www2.countrymortgages.com/carolinafarmcredit/Main/Login.asp?EVENT=SHOW_CREATE_LOGIN 4 Calculators 4 21 Monthly Payment 4_21 https://www2.countrymortgages.com/carolinafarmcredit/LoanCounselor/LoanCounselor.asp?EVENT=SHOW_MONTHLY_PAYMENT_INPUT 22 Down Payment 4_22 https://www2.countrymortgages.com/carolinafarmcredit/LoanCounselor/LoanCounselor.asp?EVENT=SHOW_DOWN_PAYMENT_INPUT 23 Loan Comparison 4_23 https://www2.countrymortgages.com/carolinafarmcredit/LoanCounselor/LoanCounselor.asp?EVENT=SHOW_LOAN_COMPARISON_INPUT 24 Rent Versus Own 4_24 https://www2.countrymortgages.com/carolinafarmcredit/LoanCounselor/LoanCounselor.asp?EVENT=SHOW_RENT_VS_OWN_INPUT 25 Refinancing 4_25 https://www2.countrymortgages.com/carolinafarmcredit/LoanCounselor/LoanCounselor.asp?EVENT=SHOW_REFINANCE_INPUT 26 Qualification 4_26 https://www2.countrymortgages.com/carolinafarmcredit/LoanCounselor/LoanCounselor.asp?EVENT=SHOW_QUALIFICATION_INPUT 6 Mortgage Reference 6 27 Consumer Handbook 6_27 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Reference/ConsumerHandbookOnAdjustable 28 Glossary 6_28 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Reference/Glossary 29 Heloc Handbook 6_29 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Reference/HelocHandbook 30 Reference 6_30 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Reference/Reference 31 Settlement Cost Handbook 6_31 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=Reference/SettlementCostHandbook 5 Search Rates 5 https://www2.countrymortgages.com/carolinafarmcredit/RateScout/RateScout.asp?EVENT=SHOW_RATESCOUT_INPUT 7 Apply Now 7 https://www2.countrymortgages.com/carolinafarmcredit/Main/Login.asp?EVENT=SHOW_CREATE_LOGIN 48 Contact Us 48 https://www2.countrymortgages.com/carolinafarmcredit/Foundation/Foundation.asp?EVENT=SHOW_FOUNDATION_CONTENT&c=CustomContent/ContactUs 49 Home 49 index.php

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Welcome to Carolina Farm Credit.

A place in the Country...... Just a few acres. Somewhere to kick back, shift to a lower gear and get in touch-with yourself, family and Nature's simple beauty.

But there are so many things to consider. Like, where to find the land, whom to call, what's affordable, and where to obtain financing.

That's where we at Carolina Farm Credit come in. We've been lending money for farms and homes for more than 85 years. We're the experts in rural financing. We can help you find the answers.

You'll find everything you need to apply for and close a loan for your home here at Country Mortgages online.

+ LEARN all about Country Mortgages.

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+ Search for programs and RATES based on my specific borrower scenario.

+ LEARN about the mortgage process for buying a new home or refinancing your home.

+ Use our CALCULATORS to determine how much you can borrow and what your monthly payment will be.

+ APPLY online right from this website with our consumer-friendly online loan application.

If you have any questions or need assistance, feel free to CONTACT US>>

Home Loans and Mortgages First-time home buyer program Loans with no PMI Modular and manufactured homes Log Homes Lot/home site loans Home Renovation Loans Financing available on second homes Fixed Rate Construction Loans Competitive fixed an adjustable rates

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